Utah Auto Insurance Information and Online Resources
Free Online Utah Auto Insurance
Quotes from top Utah Insurance Companies
210 North 1950 West
Salt Lake City UT 84134
Phone: (801) 297-7780 or at 1-800-DMV-UTAH (800-368-8824; toll free)
URL: http://dmv.utah.gov
The Utah DMV sends a notice to all vehicle owners who need
to renew their vehicle registration. In fact, the Utah DMV's Renewal Express
enables consumers
to renew their registration at the convenience of their residence.
Once the renewal notice is received and the necessary
safety and emission tests are complete, Utah auto owners can complete
their registration online . The Utah DMV website also hosts
the "Watch
Your Car" program, a national vehicle theft prevention project. Other
online services include customizing your license plates and assistance in locating
impounded vehicles.
Utah Auto Insurance Laws
Under Utah auto insurance laws, resident vehicle owners must maintain no-fault
insurance on their autos and trucks. Non-residents whose vehicles were in the
state for 90 days of the preceding year must maintain no-fault insurance for
as long as the vehicle stays in the state. This means that Utah auto insurance
must include Personal Injury Protection (PIP), which covers the owner or driver's
medical costs, rehabilitation, and loss of earnings in case an accident happens.
If these costs exceed the PIP coverage, the driver found to be at fault may
be made to answer for additional expenses.
Owners and drivers should also carry liability coverage, except for off-highway
vehicles. The minimum liability coverage under Utah driving laws is 25/50/15,
or $25,000 per individual hurt in the accident, up to $50,000 for all injuries,
and $15,000 property damage. Bear in mind that Utah auto insurance
companies can provide you with more coverage and additional options.
Motorists must be able to present proof of Utah auto insurance upon request to comply
with Utah driving laws, or risk a $400 fine. Utah has also been maintaining
a database of policies issued by Utah auto insurance companies to residents.
When it is verified that a Utah-registered vehicle is not covered by the required
Utah auto insurance, the vehicle's registered owner is required to present proof of insurance.
The Utah DMV may suspend the registration of a vehicle whose owner is convicted
of operating a vehicle without insurance. Conviction for failure to insure
a vehicle may also result in the Utah Department of Public Safety's suspension
of a person's driver's license.
The Utah BBB bridges customer and businesses interests in
the state. Vehicle owners who want to find out more about a particular Utah
auto insurance company may want to contact the Utah Better
Business Bureau. Their website contains
reports and basic information on both member and non-member companies. Customer
complaints that have been filed with the Utah BBB against
Utah businesses in the last thirty-six (36) months also appear online. To access
the Utah BBB's
web services, go to http://www.utah.bbb.org.
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