Pennsylvania Auto Insurance Information and Online Resources
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1101 South Front Street
Harrisburg, PA 17104
Phone: 1-800-932-4600
URL: http://www.dmv.state.pa.us
Pennsylvania DMV offers auto owners and drivers a convenient way to renew
their driver's license, change license address, schedule a driver's test, request
their driver history, locate the nearest driver's license center, renew vehicle
registration, and change registration address. A first time applicant for a
driver's license will need to go through the required driving test at a driver
license center, but the test itself can be scheduled online at the Pennsylvania
DMV website.
The Pennsylvania DMV website also features a manual for Pennsylvania drivers,
fact sheets, downloadable forms, excerpts from the Pennsylvania Vehicle Code,
and a guide for people who just moved to the state. Newcomers to Pennsylvania,
even if they already have a driver's license from their previous residence,
must obtain a Pennsylvania driver's license through a driver license center
of the Pennsylvania DMV within their first 60 days of residency.
PA, Pennsylvania Auto Insurance Laws
All owners of motor vehicles in Pennsylvania are required by law to purchase
and maintain Pennsylvania auto insurance. Liability coverage for bodily injury
must be at least 15/30 under Pennsylvania driving laws. This translates to
$15,000
for each person injured, up to $30,000 per accident. There should also be insurance
to cover at least $5,000 in property damage.
No-fault Pennsylvania auto insurance laws also require first party benefits
or Personal Injury Protection (PIP) with a minimum of $5,000 coverage.
This covers the medical, rehabilitation and other expenses such as loss
of earnings regardless of who was at fault in the accident.
Pennsylvania driving laws allow Pennsylvania auto insurance companies to offer full or limited tort coverage. Those who choose limited tort auto
insurance generally pay lower premiums, but can claim for serious injuries
only. Full tort means one has unrestricted rights to bring a claim against
the party at fault, but premiums can be higher.
The Pennsylvania BBB website has searchable records on
several thousand companies, including Pennsylvania auto insurance
companies. The Pennsylvania
BBB also assists consumers who experience problems with a services or products
offered by a Pennsylvania company. This includes checking for complaints
against businesses such as Pennsylvania auto insurance companies. Pennsylvania
residents can also file complaints against companies that provided unsatisfactory
service. For membership concerns, the Pennsylvania BBB has
guidelines available
for businesses.
Residents of the state may visit the Pennsylvania BBBB online
at http://www.westernpennsylvania.bbb.org or http://www.nepa.bbb.org
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