Ohio Auto Insurance Information and Online Resources
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1970 West Broad Street
Columbus, OH 43223-1101
Phone: 614-752-7500
URL: http://www.bmv.ohio.gov/
The Ohio DMV website is a user-friendly, online business center which keeps
all Ohio motorists updated with the latest news and events happening all throughout
the state. In addition, the site boasts of plenty web services that are very
helpful to Ohio drivers. Drivers can browse for downloadable forms such as
the Ohio motorcycle manual, crash reports and the commercial driver handbook.
Online renewal of registration is also provided by the Ohio DMV website. By
following all the guidelines and requirements stated there, you can easily
receive your registration within ten days. On the other hand, drivers may also
schedule their driving exam at the Ohio DMV site. A sample form of the test
arranged by the Ohio DMV can be accessed in order to help motorists prepare
for the actual exam.
Ohio Auto Insurance Laws
It is mandatory under the Ohio auto insurance laws for motorists to maintain
a liability insurance policy. Ohio driving laws is strict most especially when
it comes to those who drive while in an alcoholic state. As a result, several
laws were promulgated, such as House Bill 87 which took effect last July 1,
2003, containing a provision that set Ohio’s Blood Alcohol Concentration
(BAC) for those 21 and older to .08% (down from .10%).
Under the Ohio auto insurance laws, the minimum liability insurance required
for bodily injury of one person is $12,500, while for two or more persons,
it is $25,000. On the other hand, for property damages, insurance shall be
$7,500. Ohio auto insurance companies can offer optional coverages such as
uninsured and underinsured motorist coverage.
Under the Ohio driving laws, proof of Ohio auto insurance is not required from the date
of registration, but it is required at the time of the accident and at all
times in the vehicle. In case of first time offense, the law imposed a punishment
of 90-day suspension and $75 reinstatement fee.
There are numerous Ohio Better Business Bureaus serving
the state. Actually, there are nine Ohio BBBs in the
entire state, allowing the people to have an easy access to the Ohio BBBs,
in case of problems with businesses or to obtain information about Ohio
businesses. Residents of the state can check the Ohio Better Business Bureau
site at http://www.columbus-ohbbb.org or http://www.cleveland.bbb.org.
In the websites of these Ohio BBBs, one would be able to get
company reports, get a list of Ohio BBB members, find a brochure,
or file a complaint against any Ohio business. Complaints against Ohio
auto insurance companies may be filed for consumers who want dispute
resolutions. You can also check for any existing complaints against companies
prior to doing business with that company.
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