Maryland Auto Insurance Information and Online Resources
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Glen Burnie Headquarters
6601 Ritchie Highway
Glen Burnie,
MD 21062
Phone: 1-800-248-4160
URL: http://www.mva.state.md.us/
Maryland DMV, referred to as the Motor Vehicle Administration
(Maryland
MVA) is under the Department of Transportation
of
the state, . The
aim of Maryland DMV is to guarantee safety, integrity and secure the information
in their databases. The utmost concern of Maryland DMV is to
lessen the need to visit their office and create alternative ways of transacting
business with their offices. That's why they have online services, phone and
mail services and self-service stalls.
Their online services include: vehicle services, driver services, government-to-business
services and other general services. The Maryland DMV also
runs various motor vehicle related programs. One of these is the smooth operator
program, which aims to eliminate aggressive drivers all throughout the state.
MD, Maryland Auto Insurance Laws
The Maryland auto insurance laws require the minimum liability
limits of 20/40/15 for bodily injury and property damage. This means that your
bodily injury coverage must be $20,000 for one person, $40,000 for every accident
and $15,000 for damages to property. Personal injury protection coverage up
to $2,500 per person must also be included in the policy. But this requirement
by the Maryland auto insurance laws may be waived for the policyholder. However,
uninsured motorist coverage of $20,000 for one person hurt and $40,000 for
more than one individual injured is mandatory. These laws are sanctioned with
up to $1,000 fine and/or 1-year in jail.
Maryland driving laws allows the primary enforcement
of the front seat belt law and imposes a $25 fine for the violation. The
state also prohibits unsealed alcohol containers in motor vehicles. Vision
retest is required for licenses renewals at all ages by the Maryland driving
laws. The Maryland driving laws also imposes restrictions on night driving,
number of passengers and operating cell phones for teenage drivers.
Greater Maryland Better Business Bureau has provided
alternative dispute resolution measures to avoid costly litigation. These
may include state interference conciliation and negotiation, mediation,
informal dispute settlement and BBB binding arbitration. The Maryland
BBB online site has additional services like "request a bid" to get
estimates and general information from their members that can be directly
emailed
to you. The "coupon mall" is where the member companies gave
out their coupons, which the consumers may print direct from http://www.baltimore.bbb.org.
The company reports of the Maryland BBB helps consumers
compare the reliability of multiple businesses. This is especially useful
for people deciding which Maryland auto insurance company to
select. You can read the company reports on Maryland auto insurance
companies to see which ones have the least number of complaints.
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