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Louisiana Auto Insurance Information and Online Resources

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Louisiana Department of Motor Vehicles (Louisiana DMV)

7979 Independence Blvd
Baton Rouge, LA 70806

Toll-free hotline 1-877-DMV-LINE (1-877-368-5463)
URL: http://omv.dps.state.la.us

The Louisiana DMV or the Louisiana Office of Motor Vehicles administers the motor vehicles registration and the driver licensing laws in the state. The online services of Louisiana DMV are categorized into two: driver and vehicle services. Driver services include: renewal of driver's license, renewal of identification card and the official driving records. Some of the vehicle services at the Louisiana DMV are: renewal of vehicle registration, vehicle transfer's notice, vehicle statement of non-use, Louisiana duplicate registration, notice of lease termination, special plates and inquiry on personalized plates.

LA, Louisiana Auto Insurance Laws

The bodily injury and the property damage liability are the minimum insurance required by the Louisiana auto insurance laws. The minimum liability limit provided by Louisiana auto insurance companies is $10,000 per person injured with $20,000 for all the persons injured and $10,000 for property damage (10/20/10). The proof of Louisiana auto insurance is required at all times in the vehicle and at the registration but not necessarily at the time of the accident. Louisiana auto insurance companies should be able to provide the minimum requirements or drivers are penalized with $25-$500 fine and vehicle impoundment. The confiscation of plates is provided for in the Louisiana auto insurance laws but may not be mandatory in the first offense.

The Louisiana driving laws punishes violation of the seat-belt law in the front seat only with a $25 fine. The state limits the renewal of driver's license by mail at the age of 70. Retests on vision and knowledge are required for renewals at all ages, but road retests are subject to a cause or the examiner's discretion. Aside from the minimum of six months learners permit requirement, Louisiana driving laws also requires intermediate or provisional license and imposes restrictions on night driving for teenage drivers.

Louisiana Better Business Bureau (Louisiana BBB)

South Central Louisiana BBB is the chapter of BBB serving the counties of Ascension, Assumption, East Baton Rouge, East Feliciana, Iberville, Livingston, Pointe Coupee, Saint Helena, Saint James, Tangipahoa, West Baton Rouge and West Feliciana. The Louisiana BBB dispute resolution is divided into BBB Arbitration and BBB Mediation. Louisiana BBB Arbitration is where the conflict between the businesses and their customers are resolved with a trained arbitrator who makes a binding decision on both parties.

Louisiana BBB Mediation is where the parties involved in the conflict meet face-to-face in a neutral ground to come up with a decision beneficial to both parties. Louisiana Better Business Bureau online offers various web services at: http://www.batonrouge.bbb.org . Consumers looking for a good Louisiana auto insurance company can obtain a company report at the website to verify for current complaints.

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