Kentucky Auto Insurance Information and Online Resources
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200 Mero Street
Frankfort, KY 40622
Main Line: 502-564-4890
Fax: 502-564-9540
URL: http://transportation.ky.gov/
The Kentucky DMV aims to be the "one-stop shop" for
all motorists living in the state. Its website has a few online services such
as requesting for your driving history and enrolling in the Kentucky traffic
school. The web page of the Kentucky DMV also allows users
to reinstate their suspended licenses for a fee of $40. There are also plenty
of informative sources in the site prepared by the Kentucky DMV. One of these
is the Kentucky Motorcycle Program, a course designed to promote safety. Driver
testing manuals are also available to online users who wish to download them
from the Kentucky DMV site.
KY, Kentucky Auto Insurance Laws
The state minimum liability limits of Kentucky are 25/50/10. Because of this, Kentucky
auto insurance laws require you to get at least $25,000 worth of
liability insurance for an individual injured in an accident and $50,000
for every accident. $10,000 on the other hand, must be set aside for property
damages. And since Kentucky is a no-fault state, PIP coverage of at least
$10,000 is mandatory. However, consumers can opt for higher amounts of coverage
by through any Kentucky auto insurance company. There are
also other options you can explore such as the uninsured or underinsured
motorist coverage.
Kentucky driving laws are strict on motorists who do
not follow the minimum liability limits. Even if it is your first offense,
a penalty of $500-$1000 and/or a jail time of 90 days are imposed on drivers
who disobey the directive. In fact, Kentucky driving laws also
enforce the same penalty on motorists who do not have proof of insurance
at all times. The state requires this even during registration and in the
event of an accident.
The Kentucky BBB monitors Kentucky auto insurance
companies and other businesses closely. And consumers likewise,
can check on any Kentucky based companies. The website of the Kentucky
Better Business Bureau is accessible to the public at the following
web address: http://www.ky-in.bbb.org. You can inquire about BBB membership,
file a complaint or even reply to one using the site's features.
Kentucky's auto insurance consumers can make use of the
company report service at the Kentucky Better Business Bureau website in
order to assess Kentucky auto insurance companies. To
be specific, you can check the customer service experience of the auto
insurance company, including the number of complaints they've received.
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