Iowa Auto Insurance Information and Online Resources
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URL: http://www.dot.state.ia.us/mvd/index.htm
Park Fair Mall, 100 Euclid Ave.
P.O. Box 9204
Des Moines, IA 50306-9204
Toll-Free in Iowa: 800-532-1121
The Iowa DMV is in-charge of all autos and drivers that travel
around the state. Its website keeps Iowa residents informed of all the latest
updates regarding Iowa auto registration, driver's license application and
renewal, vehicle enforcement and other important information. Although the
website of the Iowa DMV does not have online registration
and license renewal, it has downloadable application forms to make it easier
for motorists. There are also details regarding commercial drivers on the Iowa
DMV website. Finally, a set of online guides such as the driver's
manual and commercial driver's manual are made available by the Iowa
DMV.
IA, Iowa Auto Insurance Laws
Proof of Iowa auto insurance is required most of the time
by the Iowa driving laws. That's why you have to keep these
papers at all times in your auto, especially in an accident. There is a $100
fine for first time offenders who lack proof of auto insurance.
However, Iowa driving laws state that motorists do not have to present proof
of auto insurance during auto registration.
The liability limits stated by the Iowa auto insurance laws are
on a 20/40/15 basis. This indicates that all persons involved in an accident
must be covered up to $40,000, while an individual should be insured for
at least $20,000. Property damage coverage on the other hand, must be at
least $15,000. Failure to comply with the state's minimum liability limits
results in a penalty of $100. Remember though that Iowa auto insurance
companies recommend drivers of the state to consider getting higher
level of auto insurance coverage than the minimum limits.
The Iowa Better Business Bureau serves the following
areas of the state: Greater Iowa, the Quad Cities and the Siouxland Region.
Consumers who wish to file a complaint against Iowa auto insurance
companies and other businesses in the state can use the site.
In fact, Iowa auto insurance consumers can check for recent
complaints filed against any Iowa auto insurance company.
It is also possible to check to see with Iowa auto insurance companies are
members of the Iowa BBB and therefore BBB best business
practices and guidelines.
The Iowa BBB is easily accessible on the Internet at
http://www.desmoines.bbb.org. Iowa-based companies can browse
the membership section to discover what benefits are being enjoyed by members
of the Iowa BBB.
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