Florida Auto Insurance Information and Online Resources
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Department of Highway Safety and Motor Vehicles
Neil Kirkman Building
2900 Apalachee Parkway
Tallahassee, FL 32399-0500
Phone: 850-922-9000
URL: http://www.hsmv.state.fl.us/
The Florida DMV is committed to making the highways of the
state safe for everyone. In fact, the website of the Florida DMVV is composed
of various driver and auto
services. Online services such as driver's license application and driver's
license checking are just some of the features provided by the site. You can
also inquire on personalized plates or vanity plates using the web services
provided by the Florida DMV.
Another interesting feature of the Florida DMV online site is the live
traffic reports update. This is updated every five minutes, and informs Florida
motorists of
current traffic conditions and incidents all throughout the state.
Two of the Florida Better Business Bureaus serving the state are the BBB serving
Northeast Florida - Jacksonville Florida located online at
http://www.bbbnefla.org, and the BBB of Northwest Florida - Pensacola, FL which
is at
http://www.nwfl.bbb.org.
The two Florida BBBs seek to protect the consuming public
and the vitality of the free enterprise system by working to sustain ethical
business practices
in the marketplace. It is committed to the principle that fair and ethical
business practices are good for both buyer and seller. The web services of
the Florida BBB enable consumers to generate a local company
report. With the use of this report, Florida auto insurance consumers
can find out more about Florida auto insurance companies,
including the number of complaints the companies have received.
FL, Florida Auto Insurance Laws
The Florida driving laws require proof of Florida
auto insurance at the time of registration, at the time of an accident,
and at all times in the
auto.
The Florida driving
laws have severe penalties on drivers who don't follow the rules. There is
a 60-day license revocation for first time violators, and vehicle impoundment
for succeeding offenders. In counties such as Hillsborough, Broward and Dade,
motorist can have their plates confiscated.
Florida auto insurance laws allow policyholders to meet
the liability requirements by having a combined single limit policy that
can be apportioned
freely for each liability incurred. A 10/20/10 allocation is the state
requirement. Property damage liability worth $10,000 must be purchased
by all drivers. In addition, PIP coverage worth $10,000 is required. However,
Florida auto
insurance companies recommend getting higher than the minimum
required limits.
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