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Alabama Auto Insurance Information and Online Resources

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Alabama Department of Motor Vehicles (Alabama DMV)

50 North Ripley Street
Montgomery, AL 36104
Phone: 334-242-4400

URL: http://www.ador.state.al.us/motorvehicle/index.html

The e-services of the Alabama DMV include online vehicle registration, motor carrier services and information regarding the driving laws of the state. The Alabama DMV plays many functions and roles in the orderly administration of the various motor vehicles laws. Because of this, the required liability insurance coverage and all other traffic laws are under their jurisdiction.

The Alabama DMV online site also allows consumers to get a trip permit (IRP), fuel permit (IFTA) or a combined permit of the two. Consumers can also download various DMV forms such as the request for motor vehicle records form. Another interesting reading material is the rulebook prepared by the Alabama DMV, which discusses the state's driving rules and regulations.

 

Alabama Better Business Bureau ( Alabama BBB )

One of the most important functions played by the Alabama Better Business Bureau is that it serves as a help desk for the consumers, in reporting or filing complaints against specific Alabama auto insurance companies. The core services of Alabama BBB include Business Reliability Reports, Dispute Resolutions, Truth-in-Advertising, Consumer and Business Education, and Charity Review. Alabama businesses can also read on the membership guidelines and consumers can search for member companies situated in Alabama using the web services.

Many articles are accessible to both consumers and businesses. These offer tips on how to be a smarter consumer and for companies, how to improve their businesses further. Residents of the state can access the Alabama BBB online site at: http://www.birmingham-al.bbb.org.

 

AL, Alabama Auto Insurance Laws

The Alabama auto insurance laws provide for the following amounts of liability, which is on a 20/40/10 basis. It simply means that there is a minimum of $20,000 for injury liability for a person in an accident, $40,000 for all injuries in an accident, and $10,000 for property damaged in an accident. As merely minimum amounts required by the Alabama auto insurance laws, owners of motor vehicles may opt for higher amounts offered by Alabama auto insurance companies.

Proof of Alabama auto insurance is also required by the Alabama driving laws at all times. This means that you have to be able to present this whenever you're using your auto and during the registration period. The Alabama driving laws also punish first time offenders, $500 fine and suspension of license for non-compliance.

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