New Jersey Auto Insurance Information and Online Resources
Free Online New Jersey Auto Insurance
Quotes from top New Jersey Insurance Companies
P.O. Box 160
Trenton, NJ 08666
Phone numbers: (609) 292-6500 or toll free in NJ (888) 486-3339
TTY (609) 292-5120
URL: http://www.state.nj.us/mvc/
The New Jersey DMV has a complete set of services for motorists of the state.
In fact, their website contains valuable information on licensing, registration
and other matters. Drivers can also benefit from the online services offered
by the New Jersey DMV. By visiting their site, you can renew your auto registration
without having to personally visit a branch of the New Jersey DMV. Users can
also pay parking/traffic tickets, check their personal driving records and
schedule road tests. Moreover, the New Jersey DMV website has relevant DMV
forms and driving manuals online which are downloadable at no cost.
NJ, New Jersey Auto Insurance Laws
Motorists in the state have two options to abide by the New Jersey
auto insurance laws. The first is to get a standard policy, which has minimum
limits of 15/30/5 or specifically, $15,000 for bodily injuries of a single
individual, $30,000 for all persons hurt and $5,000 for property damage.
You must also have PIP coverage worth at least $15,000 for every accident.
The second option is to get a basic policy, which only requires 10/10/5
or $10,000 for bodily injuries and $5,000 for property damage. However,
the uninsured motorist coverage is not offered in the basic policy. In
addition, the basic policy is not recommended by New Jersey auto
insurance companies for consumers who have family responsibilities and valuable assets.
New Jersey driving laws mandate every driver in the state to have proof
of New Jersey auto insurance in their auto all the time.
But, evidence of New Jersey auto insurance is not needed
during registration. New Jersey auto insurance driving laws impose harsh
penalties
on first time offenders. A fine of $300-$1,000 can be enforced plus a 1-year
suspension of driver's license. Community service is also another form
of punishment.
The New Jersey BBB encourages residents of the state
to investigate companies before doing business. As a result, the New
Jersey Better Business Bureau online site enables the public
to request for a company reliability report on local businesses. This feature
is especially
useful
for consumers
comparing New Jersey auto insurance companies.
The dispute resolution service of the site allows users to file an online
complaint against any New Jersey business. However, companies can use this
service also to respond to a particular complaint. You can also browse
the membership roster to see which businesses are members of the New
Jersey BBB.
The New Jersey BBB website is at http://www.trenton.bbb.org.
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